TECHNOLOGY AND OPERATIONS

Technology to connect customers, payments and systems.

Mobiup Infra brings together modules supporting our commercial and financial solutions. Explore how to integrate your operation, which capabilities to use and what must be defined for implementation and support.

Layered architecture

From business to integrations: understand the layers.

Solutions combine business capabilities, modules and integrations. Each implementation is designed around the customer’s workflows, systems, responsibilities and requirements.

01

Business infrastructures

Trade&Go · Beni · Infracash

02

Mobiup Infra · modules

Blockchain · Programmable Settlement · Reconciliation & Regulatory Layouts · Legacy Orchestration · Payments & Recurrence

03

Controls and responsibilities

Identity · Events · Audit · Regulatory requirements · Data protection

04

Market rails

Pix · Blockchain · CNAB · ISO 20022 · Cards · Boleto

Conceptual view: the combination of modules and integrations varies by solution. Blockchain is applied when it serves the needs of the operation.

Platform modules

Five modules to connect processes and systems.

Integration, payments, reconciliation, settlement and blockchain records support solutions according to scope. The technical team evaluates interfaces, dependencies and controls with the customer.

01

Blockchain

Discuss the solution
The problem it addresses

Assets, rights and obligations circulate without a common programmable registry — manual reconciliation, low portability and fragmented proof.

What it delivers

Issuance and lifecycle of blockchain-based assets, from economic thesis to operation, with a common registry and unified proof.

How it is contracted

Asset lifecycle, integrations and controls agreed with the customer; support tailored to the operation.

Evidence

Núclea — blockchain and registry in market infrastructure.

02

Programmable Settlement

Discuss the solution
The problem it addresses

Intent, authorization and financial movement live in separate systems — risk moves to the gaps between decision and execution.

What it delivers

Settlement, treasury and rules orchestration across multiple rails — from Pix to blockchain-based assets — with legs that close together.

Using AI to support analysis depends on scope, data quality and defined controls. Efficiency and returns need to be measured.

How it is contracted

Settlement flows, participants and responsibilities agreed, with execution oversight.

Evidence

N-Cotas chamber model; Infracash execution.

03

Reconciliation & Regulatory Layouts

Discuss the solution
The problem it addresses

Files, acquirers, banks and internal systems generate incompatible states — closing, cash and reporting are delayed.

What it delivers

Processing, routing, split/merge and divergence treated as an event, for layouts such as CNAB and ISO 20022.

AI for exception handling should be assessed with metrics, traceability and oversight appropriate to the risk.

How it is contracted

Data sources, exception handling and closing indicators defined with the finance team.

Evidence

Núclea — operating at the heart of the financial system.

04

Legacy Orchestration

Discuss the solution
The problem it addresses

Legacy preserves essential rules, but point integrations multiply dependencies and the cost of change.

What it delivers

ERP, SAP, tax issuance and existing contracts integrated through events and data contracts — preserving what must continue.

How it is contracted

Connectors, data translation and process continuity aligned with existing systems.

Evidence

Sympho at Sistema Verdes Mares.

05

Payments & Recurrence

Discuss the solution
The problem it addresses

Checkout, billing, recurring revenue, tax, ERP and access rights operate as separate integrations — conversion and control fall.

What it delivers

Checkout, subscription, billing, disbursement and end-to-end reconciliation, integrated with tax and ERP.

How it is contracted

Billing, payment collection and relationship journeys supported alongside sales and finance teams.

Evidence

Modepay in Projeto Maré (Diário do Nordeste).

Common foundation

Common foundation

APIs, events, identity, audit and observability are part of technical evaluation. Controls, data protection and regulatory requirements are defined according to the solution, participants and contracted operation.

01

Identity

02

Events

03

Audit

04

Regulatory requirements

05

Data protection

How it is contracted

A partnership that stays close to your operations.

We combine our own platforms, specialists and governed AI to implement, support and improve operations alongside your team. The model adapts to your business context, with predictable investment, ongoing service and jointly defined outcome indicators.

01

Context and implementation

We understand the operation, establish a baseline and implement the solution with integrations, owners and acceptance criteria.

02

Close collaboration and continuity

Specialists, platforms and governed AI work alongside your team, with agreed support and review routines.

03

Predictable evolution

Indicators, priorities and regular reviews guide improvement. Scope, capacity, volumes and commercial terms reflect operational needs, with changes agreed by both teams.

FAQ

Direct questions

01What does Service as a Software mean at Mobiup?

It combines our platforms with specialists and governed AI to carry out and improve processes alongside the customer. Delivery includes implementation, ongoing support and improvement, with agreed responsibilities and indicators. Commercial terms are defined for each context.

02What does Mobiup deliver?

Operating business solutions, integration with customer systems and implementation defined by scope. Trade&Go brings together B2B relationships, orders, payments and service; other solutions address loyalty and financial operations.

03Does the solution replace my ERP or payment provider?

Evaluation identifies which systems and providers remain and how they connect. At Sorocaba Refrescos, for example, Trade&Go operates integrated with SAP. Interfaces, workflows and responsibilities are defined for each implementation.

04How do we assess scope, security and continuity?

The team coordinates evaluation with business, technology, procurement and legal. Dependencies, data, controls, ownership, support and exit terms should be clear in the contracting documents.

MOBIUP ADVISOR

An assistant to organize your context.

Mobiup Advisor helps prepare the conversation. To assess integration, requirements or implementation, you can also speak directly with the team.

Open Mobiup Advisor